MUHAMMAD MULTAZAM; SUTAN FEBRIASYAH; ISMUHADI; YUSNIDAR; MAULANA MAJIED SUMATRANI SARAGIH. The Effect of Digital Financial Literacy, Fintech Use, and Financial Self- Efficacy on Generation Z Financial Management Behavior in Lhokseumawe. Journal of Economics, Management, Development, and Education, [S. l.], v. 1, n. 2, p. 70–76, 2026. DOI: 10.5281/zenodo.20273804. Disponível em: https://ojs.sumatraniresearch.id/index.php/JEMDE/article/view/18. Acesso em: 10 oct. 2026.